Patent Monetization New Business Model Case Study (5): IP-Backed Insurance & Lending

This patent monetization model utilizes an insurance policy on the value of IP (e.g. http://www.patentinsurance.com/). Then, the insurance policy becomes collateral for a bank loan for any amount of money up to the insured value. One example is the lending by a university's endowment/pension fund to a team with some good new technology and patents that obtained such a patent backed insurance policy. If the team succeeds, the university's fund gets it loan monies paid back, plus some equity gains.  If the team fails, the university's fund just gets it loan monies back from the insurance policy.

Thanks to Greg Aharonian (Internet Patent News Service) for this information.

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